- Direct and practical
- Focus on solutions
- Collaborative planning
About Scott
Dr. Scott Lovaas helps people facing money-related stress alongside other life challenges like anxiety, depression, job and career strain, relationship and intimacy concerns, grief, and addiction. He listens carefully and aims to understand the full picture of a person’s life before suggesting steps forward. His approach is straightforward and practical, with an emphasis on finding workable solutions rather than long, abstract talks.
He draws from three advanced degrees in divinity, social work, and media studies, and brings 30 years of experience in varied settings across 13 states. That broad background means he notices practical patterns in daily life and problem areas that often get overlooked. He also has personal perspective as a parent of five grown daughters.
In sessions he combines direct feedback with curiosity and kindness. He describes his style as candid but grateful, aiming to help clients untangle what’s happening and try small changes that add up. Creativity and adaptability are part of his process, and he sometimes brings unconventional tools to help shift perspective.
He names Client-Centered Therapy, Cognitive Behavioral Therapy, Existential Therapy, the Gottman Method, and Psychodynamic Therapy among the ways he works. In practice this looks like listening closely, discussing patterns, testing new behaviors, and adjusting the plan as needed. He also offers coaching-style supports for practical problems.
Outside of therapy work he has traveled widely and is a certified Laughing Yoga instructor, which speaks to his interest in creative, human-centered ways to ease stress. He welcomes a conversation about a person’s concerns and life story.
How his approaches translate to online work
Dr. Lovaas often blends Client-Centered Therapy and Cognitive Behavioral Therapy to address practical life problems. Client-Centered Therapy focuses on listening closely and building a supportive relationship so people can discuss what matters most. Cognitive Behavioral Therapy looks at patterns of thought and behavior and tests small changes that can reduce stress, anxiety, or unhelpful habits.Finding the right approach is a collaborative process. The therapist will help figure out which methods fit a person’s goals and preferences, and adjust the plan over time. Sessions start with understanding immediate needs and then try techniques that feel useful and manageable.
Confirm current session options before booking, as formats are not specified here. Online sessions can make it easier to fit therapy into a busy life - for example by reducing travel time, allowing a shorter check-in during a lunch break, or avoiding the need to be on camera when that feels difficult. Licensed professionals can adapt exercises, homework, and coaching-style supports so work in between sessions has clear next steps and momentum.
Areas of focus
Frequently asked questions
What issues does he address related to money and stress?
He supports people dealing with stress and anxiety tied to career, debt, addiction, coping with life changes, and caregiver or illness-related financial strain.
How would you describe his therapeutic style?
He uses a direct, candid approach grounded in listening. Sessions focus on understanding practical patterns and trying small, workable changes.
What experience does he bring to these concerns?
He has 30 years of professional experience working in a variety of settings across 13 states and draws on multiple academic degrees to inform his work.
What credentials and regional licenses does he hold?
He is listed with the credentials LCSW and CSW and holds LCSW licensure in Colorado and Virginia.
Which languages are available for sessions?
Sessions are offered in English.
Are international clients accepted?
International clients are not currently accepted.
How does billing and cost work for sessions?
Cost varies with location and therapist availability; sessions use a subscription that can be canceled at any time.
What do I do to get started with this therapist?
Use the Start Therapy button, complete a short matching questionnaire, and schedule sessions according to the therapist's availability.